Smart investment plans, flexible loan solutions and modern banking facilities designed to help you achieve your financial goals.
Your money is safe with us.
Smart plans for your bright future.
Investment, loans & banking – all in one place.
We are here to help you.
Start small, save consistently and plan confidently
with Shashwatlaxmi's range of deposit and
income solutions.
Make your savings work harder with a Fixed Deposit designed to provide predictable returns over your chosen tenure.
Build your savings habit with regular monthly deposits and work towards your future goals with disciplined investing.
A convenient savings option for individuals who prefer making small, regular deposits while working towards their financial goals.
Designed for customers looking for a structured investment option with regular income potential.
*Interest rates are subject to change as per company policy.
Access flexible borrowing solutions
designed around your financial requirements.
A financing solution designed for eligible customers who maintain a daily collection relationship with Shashwatlaxmi.
Unlock financial support against an eligible insurance policy, subject to applicable terms and eligibility.
Get access to funds against eligible property with a structured mortgage-based lending solution.
Turn the value of your eligible gold assets into financial support when you need it.
Access a loan facility against eligible silver assets, subject to applicable valuation and terms.
Manage your banking needs conveniently through the mobile application.
Access your account and banking services digitally.
A secure facility for keeping your valuables.
Stay informed about important account transactions and updates.
For eligible high-value fund transfers.
Convenient electronic fund transfers.
Fast fund transfers through supported banking channels.
Convenient digital payment functionality.
Shashwatlaxmi Urban Nidhi Limited is a Pune-based financial services company focused on providing savings, investment, lending and banking solutions to its members.
Our approach is built around disciplined savings, accessible financial solutions and convenient
banking services.
From deposit schemes and monthly income options to loans against eligible assets, we aim to provide
solutions that support our members across different financial needs.
Discover the advantages of banking and growing with Shashwatlaxmi.
Invest, save, borrow and manage your banking requirements through a single financial partner.
Choose from FD, RD, Daily Deposit and Monthly Income Scheme based on your financial objectives.
Access different lending options including gold, silver, mortgage and policy-based loans, subject to eligibility.
Net banking, mobile application, SMS alerts, RTGS, NEFT, IMPS and QR-based services.
We focus on understanding customer requirements and providing appropriate financial solutions.
Our goal is to build long-term relationships based on trust, transparency and responsible financial service.
for individuals and families by making saving, investing,borrowing and banking simpler and more accessible.
convenient banking services and customer-focused experienceswhile encouraging disciplined savings and responsiblefinancial growth.
Explore our investment plans, loan facilities and modern banking services.